On 3 February 2026, we posted a short video with a simple message: “We’re back. Thanks for being part of what’s next.” It kicked off a run of content through February, on refinancing, paying off your mortgage faster and more. This post is our way of saying hello properly, and thank you, to everyone who has followed along.
Who we are
NBS is a Sydney broking business based in the Norwest area, led by our founder, Martin “Marty” Walmsley JP. Our team has more than 20 years of experience in lending, and we help Australians with home and business loans.
We’re independent-minded. That means our job is to understand your situation and goals first, then look for a lending solution that fits, rather than the other way around.
How we like to work
Plain English, always
Lending is full of jargon: LVR, serviceability, comparison rates, offset, redraw, break costs. We think you deserve to understand your own loan. If we use a term, we’ll explain it. If you’ve got a question, there’s no such thing as a silly one.
Honest about trade-offs
Not every refinance is a good idea. Not every feature is worth paying for. Not every strategy suits every borrower. We’d rather tell you that something isn’t right for you than sell you something that isn’t.
Education first
You’ll notice a lot of our videos and articles are about teaching, not selling. We believe informed borrowers make better decisions, and we enjoy sharing what we’ve learned. Some highlights:
- Before You Refinance: What Most People Overlook
- Practical Ways to Pay Off Your Mortgage Faster
- Offset Accounts: Do They Really Save You Money?
- Trusts and Borrowing Power: What Property Investors Should Know
Community minded
We’re a local business and we act like one. From backing Norwest Rugby families to hosting Year 10 work experience students, we believe in giving back to the area we work in.
What “what’s next” means
Since that February post, a lot has happened for us and for the broking industry. We’ve written openly about it. Our road map post explains where NBS is heading, including our own Australian Credit Licence.
What hasn’t changed is our focus on clients, on brokers, and on doing things properly.
Thank you
To our clients, our followers, our friends at local clubs and schools, and the brokers who’ve reached out: thank you for being part of what’s next. We’re glad to be back, and we’re looking forward to what’s ahead.
If you’d like to chat about your lending, or just want to say g’day, we’d love to hear from you.
This is general information only and does not take into account your objectives, financial situation or needs. Speak to a broker before acting.